First State Bank

First State Bank is a full-service, independent community bank that serves the financial needs of businesses and individuals with a portfolio of deposit, checking, loan, and financial planning programs. Headquartered in St. Charles, MO, the bank builds communities through beneficial relationships, valuable products and services, and an expertise and stability on which customers have relied for 150 years. At First State Bank, personalized service is key to our success. Customers are treated as people—not numbers, and a real person answers the phones. Our mortgage division maintains in-house loan processing, underwriting, and closing to ensure loans are closed on time for clients. Because First State Bank is an Employee Stock Ownership Plan (ESOP) company, our staff owns part of the company, so they work diligently for the success of the bank and its customers. As a community bank, it is important to First State Bank to build and support our region. We channel most of our loans to the neighborhoods where our customers live and work. In addition, our employees assist in the mission of more than 65 local nonprofit organizations through participation, leadership, and donations. We strive to improve the quality of life for those who live and work in our area. First State Bank’s efforts have been recognized through numerous awards, including repeatedly being named Best Bank, Best Lender, Best Mortgage Company, and Best Financial Planner in the St. Charles County Readers’ Poll; repeatedly making St. Louis Small Business Monthly’s Best Banks list; earning the City of St. Charles’ 2009 Employer of the Year award, and the City of St. Charles’ 2017 Jack Heck award for demonstrating community outreach and family values. First State Bank serves customers through five Missouri branch locations in St. Charles, O’Fallon, Lake Saint Louis, and Chesterfield as well as mortgage offices in St. Charles, Chesterfield, Lake of the Ozarks, Kansas City, and Scottsdale, AZ.

16369405555

Today's Hours : 9:00 AM-5:00 PM

First State Bank is a full-service, independent community bank that serves the financial needs of businesses and individuals with a portfolio of deposit, checking, loan, and financial planning programs. Headquartered in St. Charles, MO, the bank builds communities through beneficial relationships, valuable products and services, and an expertise and stability on which customers have relied for 150 years. At First State Bank, personalized service is key to our success. Customers are treated as people—not numbers, and a real person answers the phones. Our mortgage division maintains in-house loan processing, underwriting, and closing to ensure loans are closed on time for clients. Because First State Bank is an Employee Stock Ownership Plan (ESOP) company, our staff owns part of the company, so they work diligently for the success of the bank and its customers. As a community bank, it is important to First State Bank to build and support our region. We channel most of our loans to the neighborhoods where our customers live and work. In addition, our employees assist in the mission of more than 65 local nonprofit organizations through participation, leadership, and donations. We strive to improve the quality of life for those who live and work in our area. First State Bank’s efforts have been recognized through numerous awards, including repeatedly being named Best Bank, Best Lender, Best Mortgage Company, and Best Financial Planner in the St. Charles County Readers’ Poll; repeatedly making St. Louis Small Business Monthly’s Best Banks list; earning the City of St. Charles’ 2009 Employer of the Year award, and the City of St. Charles’ 2017 Jack Heck award for demonstrating community outreach and family values. First State Bank serves customers through five Missouri branch locations in St. Charles, O’Fallon, Lake Saint Louis, and Chesterfield as well as mortgage offices in St. Charles, Chesterfield, Lake of the Ozarks, Kansas City, and Scottsdale, AZ.

8 Reviews

Client Reviews

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    i was confussed about electric recieving and returning not sure i have all the right devices to open up a checking and savings account wanted to do that now i only have a printer and a copier no fax machine do have money at another bank that am unhappy at if i can do this new account now like too

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    Just wanted to thank the IT group for helping figure out my problem with online access to my IPhone. Everything works great and sorry it was the "User's" problem to begin with! I also wanted to ask if email alerts are maybe coming down the path too. Having an email letting me know that I have a deposit or withdrawal from my account would be so much better than trying to use the "text" method. Thanks again and looking for new things coming to online banking some time in the future.

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    Excellent

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    My dealings with First State Bank have been nothing but great!!

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    I use the 94 branch. They're always so nice and helpful. I enjoy seeing all of them when I go in.

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    I have been with First State Bank many years & have no complaints. Everyone is polite & courteous. They never hurry you if you need extra time. I think they hire only the best people & train them well. I usually go to the bank on 94 & Patty Davis Has helped me so much so many times,everyone there is helpful & kind & knows what they are doing. If I need to call bookkeeping & ask questions, they are super. Mindy in Mortgages is great also. My thanks to her. Doug Weber was always helpful to me also. Enough said? I THINK YOU ARE ALL GREAT!

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    I have been using First State Bank for years and I love everything about them the people that work there are very friendly and always willing to help.

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    I have been using First State Bank for years and I love everything about them the people that work there are very friendly and always willing to help.