Idaho First Mortgage

Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come. Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process. Idaho First Mortgage offers Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, Adjustable Rate Mortgages (ARM), Construction Loans, Reverse Mortgage and Idaho Housing Financing. The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas and are licensed to do business all over the nation. Derek and his team would be honored to earn your business and your friendship!

Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come. Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process. Idaho First Mortgage offers Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, Adjustable Rate Mortgages (ARM), Construction Loans, Reverse Mortgage and Idaho Housing Financing. The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas and are licensed to do business all over the nation. Derek and his team would be honored to earn your business and your friendship!

79 Reviews

Client Reviews

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    Easy process and great people to work with!

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    Derek and Wendy have been outstanding every step of the way when I was working on getting my first home loan. They were very kind and even responded back to me quickly on every little question I had. I always felt safe like I was in good hand while working with them because they truly had my best interest at heart. Thank you both for the quality care you provide and taking such great care of me and my father on our journey to come back home to Idaho.

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    They are amazing at idaho first mortgage. Thank you guys!

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    Derek and his team were amazing and gave us the dream house we wanted! We are beyond thankful for everything they did.

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    We were very happy working with Idaho First Mortgage on our recent home purchase. Derek and Wendy did a superb job!!! I world definitely work with them again.

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    I had a great hassle free experience. Thank you

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    Derek and Wendy were very helpful and informative. They walked us through the whole process with ease.

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    We loved working with First Utah Bank to get an Idaho First Mortgage loan! They were awesome to work with and kept us in the loop the whole time we were going through the process of buying our home. Derek was fantastic and helped us every step of the way with the finances and made the process so quick and painless. We would definitely use them again!

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    We had a great experience, and we can’t wait to recommend people here. It was so easy and quick. You could do everything online and didn’t have to go in to get something done.

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    Derek and Wendy are awesome!

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