Idaho First Mortgage

Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come. Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process. Idaho First Mortgage offers Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, Adjustable Rate Mortgages (ARM), Construction Loans, Reverse Mortgage and Idaho Housing Financing. The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas and are licensed to do business all over the nation. Derek and his team would be honored to earn your business and your friendship!

Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come. Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process. Idaho First Mortgage offers Fixed Rate Mortgages, FHA Mortgages, VA Mortgages, Adjustable Rate Mortgages (ARM), Construction Loans, Reverse Mortgage and Idaho Housing Financing. The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas and are licensed to do business all over the nation. Derek and his team would be honored to earn your business and your friendship!

91 Reviews

Client Reviews

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    I cannot say enough wonderful things about the service I received from Derek Oswald and Idaho First Mortgage. They worked diligently to make sure my loan closed in unprecedented time. The loan process was quick and easy and Derek and his staff were on top of things every step of the way. I highly recommend Idaho First Mortgage!

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    Excellent service, very helpful and friendly. The team here really went the extra mile in making my mortgage buying process the best it could be and were very responsive and happy to help throughout.

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    Good experience, helpful on credit situations, and explainatio. Thanknk you for the help.

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    Awesome mortgage lender, worked quickly and thoroughly to get me into my home.

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    The team at Idaho first mortgage made buying my first home easy. I was kept up to date on anything new that came up in the process. Would recommend to anyone.

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    Idaho First Mortgage was great to work with. Great customer service!

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    They got me a better rate and cash at closing than I was getting from my bank

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    Well, let’s just say I’m glad to be done with the process haha. They helped my wife and I purchase our very first home! It wasn’t fun but they were there every step of the way! 5 stars go to you guys!

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    Everything went pretty smooth and I was able to get a loan approved for the amount I wanted.

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    Everything went very smoothly, everyone we worked with was very professional, and we closed on time. This was easily the simplest experience we have ever had with getting funding for a mortgage. My wife and I would highly recommend Idaho First Mortgage, Derek and his team.

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