Ruth Linn - First Commonwealth Mortgage

I originate home mortgages; purchases or refinances, renovation or investment, for people from all walks of life and in several states (MN, IN, GA, KY, TN, FL, VA, AL). The reward for me and my clients is an affordable, easy-to-understand loan and a set of keys in my borrowers’ hands, or perhaps a tuition check for their son or daughter, or a new monthly budget with several hundred dollars added to their savings. But there is more than just me and the borrower. Getting a mortgage to closing has been compared, by a friend, to rocket science. I guess it can be: All those people (in the TV shot of the command center) focused on the same rocket in the same sky, worried about the safety of the mission, the speed, the cost, the weather, the out-come? If we envision those people as the borrower, their family, their realtor, their seller, our lenders and their staff, me, our processors, the lender overlays, the state regulations, federal guidelines, well yes, I guess closing a loan is rocket science. And that’s ok. A closing is a mission accomplished! Call me and we will work together! NMLS #5018 First Commonwealth Mortgage NMLS #1401 .

I originate home mortgages; purchases or refinances, renovation or investment, for people from all walks of life and in several states (MN, IN, GA, KY, TN, FL, VA, AL). The reward for me and my clients is an affordable, easy-to-understand loan and a set of keys in my borrowers’ hands, or perhaps a tuition check for their son or daughter, or a new monthly budget with several hundred dollars added to their savings. But there is more than just me and the borrower. Getting a mortgage to closing has been compared, by a friend, to rocket science. I guess it can be: All those people (in the TV shot of the command center) focused on the same rocket in the same sky, worried about the safety of the mission, the speed, the cost, the weather, the out-come? If we envision those people as the borrower, their family, their realtor, their seller, our lenders and their staff, me, our processors, the lender overlays, the state regulations, federal guidelines, well yes, I guess closing a loan is rocket science. And that’s ok. A closing is a mission accomplished! Call me and we will work together! NMLS #5018 First Commonwealth Mortgage NMLS #1401 .

41 Reviews

Client Reviews

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    I had found Ruth to be very personable and knowledgeable to help me all the way through to settlement. She helped me to understand the many options available to me. She never gives up if there are any roadblocks that you may encounter. If I ever move again she will be the first call I make!

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    Ruth genuinely has her customers' best interests in mind! She went out of her way to accommodate my erratic work schedule, taking my calls after hours and on weekends. She worked countless hours finding the best lender and program for us. Ruth worked out an amazing 1% down loan, which is especially impressive seeing as I just moved from out of state and started a new job! My family and I are truly grateful for all your hard work Ruth!

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    Ruth is very professional and did a great job! Highly recommend.

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    My experience with First Commonwealth Mortgage was one of the smoothest buying/selling transitions I ever experienced in 6 properties - especially in light that I lived in a different state than the condo, and the property was in a different state than First Commonwealth. The topper was, I planned to rent the unit until I retired. Ruth Linn was a mortgage guardian angel. First, she procured a great rate, and then worked tirelessly on my behalf. I never had a moment of anxiety-that's a first

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    Ruth did a great job for us on a recent purchase of a secondary home. Everything was ahead of schedule and under the cost estimates. She was always available to us right up until the closing. Great service and great advice that will never be forgotten. Thanks Ruth!

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    ME AND MY WIFE ELSA, FELT THAT WE HAD ONE OF THE MORE PLEASURABLE EXPERIENCE WITH THE SO PROFESIONAL SERVICE PROVIDED BY MRS. RUTH IN ACHIEVING THE GOAL OF BUYING OUR HOME, IT WAS A VERY GREAT SERVICE PROVIDED ALL WAY LONG TO THE END.

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    Ruth is truly amazing at her job. We went through everything you can possibly think of and then some in trying to secure my new home. Ruth was my advocate the entire way and is one of the best and smartest in her industry. She was available for me 24/7, kept my loan moving along, and had a contingency plan or knew a way around any issue that arose. Ruth is very articulate and has a "get it done" attitude. She will get it done, and get it done right. Would recommend in a heartbeat. Thanks Ruth!

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    It was an experience. But Ruth was there every step of the way. She helped us understand each step in language we understood. Great person to work with. Recommend her to everyone.

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    Exceptional!!! The best anyone could ask for. Thorough, determined, honest and professional.

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    A very good experience. Ruth is easy to work with and knowledgeable.

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