HomeRate Mortgage

Home Rate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of Home Rate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you. Give Home Rate Mortgage a call before you apply for a purchase or refinance loan. Nmls: 2239

Home Rate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of Home Rate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you. Give Home Rate Mortgage a call before you apply for a purchase or refinance loan. Nmls: 2239

433 Reviews

Client Reviews

    • 1
    • 2
    • 3
    • 4
    • 5

    My experience with Home Rate Mortgage was fantastic. Everything they advertise is true: helpful service, representatives that work hard for each customer, and great rates. I only tell friends to go to Home Rate because of my experience from the experts there. Thanks for making the home buying experience pleasant and memorable!

    • 1
    • 2
    • 3
    • 4
    • 5

    My experience with Home Rate was fantastic! Tara Latham was very helpful and was always there to explain any questions I had. She also went above and beyond to make sure my home buying experience went well. I would highly recommend Home Rate and Tara to anyone!

    • 1
    • 2
    • 3
    • 4
    • 5

    Tara and her crew provided excellent service and prompt underwriting. A great company to do business with

    • 1
    • 2
    • 3
    • 4
    • 5

    Great customer service!!!! Tara was there whenever I had a question. Im sure I had a few dumb questions as well, but she was there, ready and willing to explain everything, no matter how long it took. Also, it only took an hour to get pre-approved. I highly recommend HomeRate, and if possible, ask for Tara. Trust me, I never leave reviews for anything, but this was my first home purchase, and she made it easy from pre-approval to the day i closed.

    • 1
    • 2
    • 3
    • 4
    • 5

    Home Rate Mortgage was great! Our Loan Officer, Tara, was fantastic! She worked diligently for us. She was easy to reach with any questions. She always got right back with us. We could not have had a better experience.

    • 1
    • 2
    • 3
    • 4
    • 5

    I would recommend working with Tara Latham. She went above and beyond. Tara was with me every step of the way.

    • 1
    • 2
    • 3
    • 4
    • 5

    I’m very happy with the results Of my loan Experience. Tara and Rachel we’re very helpful and patient With me with a professional attitude ..

    • 1
    • 2
    • 3
    • 4
    • 5

    Home Rate Mortgage was very fast, simple and easy to work with.Tara was always available to answer questions and returned all my calls quickly. Highly recommend.

    • 1
    • 2
    • 3
    • 4
    • 5

    Our experience with Home Rate Mortgage was great! They were on top of everything that needed to be done. They kept us informed and answered any questions promptly. Our loan officer, Tara, was outstanding.

    • 1
    • 2
    • 3
    • 4
    • 5

    Thank you so much Isaiah and Samantha! We initially spoke with Isaiah who was a joy to work with. He was honest from the start and helped us in everyway he possible could. Samantha was like our Christmas Angel, she worked extremely hard to make sure everything stayed on track to close 4 days before Christmas. Even when things with the house weren’t going great she calmed me every time I called. You made the process so easy and we couldn’t have done this without all your hard work. Thanks

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44