HomeRate Mortgage

Home Rate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of Home Rate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you. Give Home Rate Mortgage a call before you apply for a purchase or refinance loan. Nmls: 2239

Home Rate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of Home Rate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you. Give Home Rate Mortgage a call before you apply for a purchase or refinance loan. Nmls: 2239

415 Reviews

Client Reviews

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    Nathan was a true champion throughout the process especially since we went back and forth on whether we wanted to refinance or take a home equity loan elsewhere. He was always available and made the process absolutely painless! HomeRate is a top-notch company and definitely puts the needs of the customer above all else. I highly recommend HomeRate Mortgage and especially Nathan Zollman!

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    Everyone was very friendly and easy to deal with. I appreciate all they did to get my loan just the way I wanted it. Thanks HomeRate Mortgage!!!!

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    Very painless process. Isaiah easy to work with. 5 weeks in process good. Thanks to all. WHM3

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    After being turned down 3 times for a home loan HomeRate mortgage said yes and gave my family and me hope!! My wife and I are now proud homeowners all thanks to God and HomeRate mortgage!! Isaiah Tate and Chanda Phillips were a great pleasure to work with! They both were always uplifting and positive. We have found a true friend in Isaiah that will last a lifetime. We are very grateful for HomeRate mortgage!

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    As a first time home buyer, I was terrified of what to expect from a financing perspective, considering all the nightmare stories you hear from others. I cannot say enough to describe how easy the process was made for us, largely in part because of Scott Phillips. Absolutely fantastic to work with and I would and I'm sure will recommend Scott to anyone else looking to go through this process.

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    Great experience for a first time home buyer! Thoroughly impressed with the guidance of the Homerate Mortgage team throughout the process. I never felt like I didn’t know what was happening with my loan or had a question that wasn’t answered. Can’t imagine a better experience anywhere else.

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    Working with HomeRate Mortgage and Richard Guerrero was a great experience! Richard was very detailed and quick to answer all of my questions! Richard guided us through our loan approval process with no issues what so ever. I would refer anyone looking to obtain a home mortgage to follow up with Richard and the team at HomeRate! Thank you all. Todd Kingsolver

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    Jordan and his team done a great job!! He answered all questions I had. I would refer anyone to do business with Home Rate Mortgage!!!

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    Very efficient and accomadating staff. I feel so blessed in my new home, it is my dream home. Thank you so much!!

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    Very good. Got help and question answered almost ever time I called or email. I was a first timer. And heard you on the radio and thought I'm giving this guy a try. And they where able to get me a loan. I had previously tried with my own bank and they just said no with no help. Home rate went over all my bills and funding and got me what I needed.

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