HomeRate Mortgage

Home Rate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of Home Rate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you. Give Home Rate Mortgage a call before you apply for a purchase or refinance loan. Nmls: 2239

Home Rate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of Home Rate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your home financing needs. Whether you are purchasing your dream home, refinancing a current loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. To speak directly with an experienced mortgage professional, simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you. Give Home Rate Mortgage a call before you apply for a purchase or refinance loan. Nmls: 2239

419 Reviews

Client Reviews

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    HomeRate Mortgage made our home buying process surprisingly effortless! Chad Stockburger and Racheal Ruth were great to work with! With my wife and I expecting our first child, finding our “forever” home was essential, and with our timeline continuing to shrink as we approached our due date, extremely stressful as well. But, HomeRate was able relieve all of the stress around the loan process. I highly recommend Chad, Racheal and the team from HomeRate Mortgage! Thank you again for everything!

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    I recently purchased a home that was quite an unusual property. I worked with two loan companies that could not come through and contacted dozens of others, but HomeRate Mortgage was the only one that was able to come through. Dustin Swafford was my agent and he made sure everything was clear for me each step along the way, and overall was able to wrap everything up. HomeRate was able to help me out when no one else could, thanks again!

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    I moved to Knoxville from out of state which can be stressful. I worked with Jordan Wolfson and he was amazing! He kept me up to date during the process and gave quick responses to questions and concerns. I definitely recommend Jordan and will use Homerate again when purchasing property!

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    While this process was stressful, I am very happy with the outcome. It was mostly stressful because I have never had to deal with anything of this type without help from another family member. I also, at times, felt I did not get answers when I sent an email or phone message, which sort of left me hanging and that added to my stress. However,I highly recommend Home Rate Mortgage. Bonnie, mortgage processor, was amazing in giving support and answers when I needed it most. Thank you, Bonnie. Isaiah Tate and Tony were also very supportive.

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    Nathan was a true champion throughout the process especially since we went back and forth on whether we wanted to refinance or take a home equity loan elsewhere. He was always available and made the process absolutely painless! HomeRate is a top-notch company and definitely puts the needs of the customer above all else. I highly recommend HomeRate Mortgage and especially Nathan Zollman!

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    Everyone was very friendly and easy to deal with. I appreciate all they did to get my loan just the way I wanted it. Thanks HomeRate Mortgage!!!!

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    Very painless process. Isaiah easy to work with. 5 weeks in process good. Thanks to all. WHM3

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    After being turned down 3 times for a home loan HomeRate mortgage said yes and gave my family and me hope!! My wife and I are now proud homeowners all thanks to God and HomeRate mortgage!! Isaiah Tate and Chanda Phillips were a great pleasure to work with! They both were always uplifting and positive. We have found a true friend in Isaiah that will last a lifetime. We are very grateful for HomeRate mortgage!

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    As a first time home buyer, I was terrified of what to expect from a financing perspective, considering all the nightmare stories you hear from others. I cannot say enough to describe how easy the process was made for us, largely in part because of Scott Phillips. Absolutely fantastic to work with and I would and I'm sure will recommend Scott to anyone else looking to go through this process.

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    Great experience for a first time home buyer! Thoroughly impressed with the guidance of the Homerate Mortgage team throughout the process. I never felt like I didn’t know what was happening with my loan or had a question that wasn’t answered. Can’t imagine a better experience anywhere else.

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