The Penland Team

The Penland Team at Legacy Mutual Mortgage is a full service mortgage company in Austin, TX serving the lending needs of individual homebuyers, real estate professionals, and homebuilders with competitive FHA, VA, and conventional loans. For nearly 15 years, the Penland Team has built a strong reputation as an ethical, proficient and highly knowledgeable team that helps guide home buyers through the process. They provide complimentary credit and mortgage analysis, in-house underwriting, processing and funding for a superior experience and on-time, accurate closings.

The Penland Team at Legacy Mutual Mortgage is a full service mortgage company in Austin, TX serving the lending needs of individual homebuyers, real estate professionals, and homebuilders with competitive FHA, VA, and conventional loans. For nearly 15 years, the Penland Team has built a strong reputation as an ethical, proficient and highly knowledgeable team that helps guide home buyers through the process. They provide complimentary credit and mortgage analysis, in-house underwriting, processing and funding for a superior experience and on-time, accurate closings.

78 Reviews

Client Reviews

    • 1
    • 2
    • 3
    • 4
    • 5

    I have worked with Patrick on three separate occasions, and I honestly can't recommend him highly enough. On all three instances, everything went as smoothly as possible, from the initial pre-qualifying portion to the on-time closes. It really doesn't get any better than that!

    • 1
    • 2
    • 3
    • 4
    • 5

    I have used Josh Penland and his team for both a refinance and a new home purchase. Both times I knew upfront what was needed of me and once I got that to them, my job was done. There were no surprises, no changes in costs or figures and they were processed perfectly and ON TIME! If you have not used The Penland Team...you are missing out on the most professional group in the business! Highly, highly recommended!!

    • 1
    • 2
    • 3
    • 4
    • 5

    The Penland Team was amazing! They will be my go to team from here on out! Thanks guys!

    • 1
    • 2
    • 3
    • 4
    • 5

    Used for purchase of two homes. Friendly staff.

    • 1
    • 2
    • 3
    • 4
    • 5

    I've worked with The Penland Team for going on 14 years, and they are consistently one of the best lenders in town with rates & services! They've never missed a deadline or close date for my cliens, and have even helped finance my personal home purchases. Highly recommend them!

    • 1
    • 2
    • 3
    • 4
    • 5

    Very professional! They Made it Easy!

    • 1
    • 2
    • 3
    • 4
    • 5

    The Penland Team was wonderful to work with! Super knowledgable, fast, responsive. They made our house-buying process so much easier and answered all of our questions. Highly recommend to anyone looking to buy a home!!

    • 1
    • 2
    • 3
    • 4
    • 5

    The Penland Team knocks it out of the park every time. They have been my preferred lender to refer my clients to for 10+ years, and they have also handled the financing on all of my personal properties. Their team is professional, friendly, communicative and always on the ball!

    • 1
    • 2
    • 3
    • 4
    • 5

    Super helpful and flexible. I'd work with them again!

    • 1
    • 2
    • 3
    • 4
    • 5

    I have referred Josh and his team to family and friends and will continue to do so. They deliver every time!

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8