Cibula Group - United Home Loans

“Loans can be complex. I ease your stress by handling all of the details.” Kyle Cibula, senior mortgage banker, is committed to providing the best mortgage experience. “I can make the most complex situations seem simple. I know my clients are busy, so I’m here to provide genuine advice and do anything possible to make the process seamless.” As a veteran in the lending industry, Kyle uses his years of experience to simplify mortgages for anyone from first-time homebuyers to real estate investors. He adds, “United Home Loans makes it easy for me to keep the lines of communication open. If something needs attention, I’m informed right away and can take care of it immediately.” Originally from La Grange, Kyle currently resides in Chicago with his wife and daughter. He holds a finance degree from the University of Kansas, and his family has been in the banking industry for the last 50 years. Kyle is ready to make the loan process simple for you and your real estate team. If you’re looking for a lender that minimizes stress and handles all of the details, contact Kyle today. NMLS#1124303

“Loans can be complex. I ease your stress by handling all of the details.” Kyle Cibula, senior mortgage banker, is committed to providing the best mortgage experience. “I can make the most complex situations seem simple. I know my clients are busy, so I’m here to provide genuine advice and do anything possible to make the process seamless.” As a veteran in the lending industry, Kyle uses his years of experience to simplify mortgages for anyone from first-time homebuyers to real estate investors. He adds, “United Home Loans makes it easy for me to keep the lines of communication open. If something needs attention, I’m informed right away and can take care of it immediately.” Originally from La Grange, Kyle currently resides in Chicago with his wife and daughter. He holds a finance degree from the University of Kansas, and his family has been in the banking industry for the last 50 years. Kyle is ready to make the loan process simple for you and your real estate team. If you’re looking for a lender that minimizes stress and handles all of the details, contact Kyle today. NMLS#1124303

95 Reviews

Client Reviews

    • 1
    • 2
    • 3
    • 4
    • 5

    I had a wonderful experience with the Cibula Group! Kyle diligently worked to get my loan for my new home. Being in sales, I recognize and value customer service. Kyle exceeded my expectations in providing the right amount of handholding and assistance with submitting everything needed for the loan. I'm very pleased with how things worked out and couldn't be happier in my new home. Thank you to everyone who made this happen!

    • 1
    • 2
    • 3
    • 4
    • 5

    Highly professional, knowledgeable and responsive. Always looking out for my best interests. Kyle has helped us with several loans over the past few years and we have always been extremely pleased with the outcome. Would not go anywhere else for mortgage financing.

    • 1
    • 2
    • 3
    • 4
    • 5

    I absolutely loved working with this team. As first-time home buyers, Matt and Kyle made the process pain-free. They had the knowledge to guide us through each step, and took the time -- and phone calls, texts and emails -- to answer our questions and ensure we were well-informed and comfortable. They worked really well with our realtor and attorney too and made sure there were no surprises on closing day. I really trust this group and would highly recommend them.

    • 1
    • 2
    • 3
    • 4
    • 5

    Cibula Group - United Home Loans provides fantastic service. Buying/Selling a home is so overwhelming, and throughout the process Kyle has been knowledgeable, efficient, and entirely pleasant to work with. I felt confident throughout every step of the process that our needs were a priority, and we were well cared for.

    • 1
    • 2
    • 3
    • 4
    • 5

    Had a great experience with UHL. Kyle was extremely helpful in understanding the intricacies of the mortgage process and made me feel comfortable from intro to closing. I couldn't imagine going through this without a trusted advisor to support a first-time home buyer. Thank you!

    • 1
    • 2
    • 3
    • 4
    • 5

    Experience was great - Kyle was responsive, informative and professional. 10/10!

    • 1
    • 2
    • 3
    • 4
    • 5

    I worked with Kyle Cibula from uhloans in Chicago.  Kyle is very efficient and patient, answered all my questions He guessed or anticipated what I wouldn't ask. He sent me clear estimates of what my mortgage would look like in spreadsheets to compare diff. downpayments. He drove to my hometown to make it easier. Kyle helped navigating the paperwork even what was not related to the loan like future property taxes. I’m grateful to Lauren Traficanto n Nik Spayne, my agents recommending Kyle Cibula

    • 1
    • 2
    • 3
    • 4
    • 5

    My experience with The Cibula Group was excellent. Professional and caring in taking care of our home loan experience. I can highly recommend Kyle and The Cibula Group.

    • 1
    • 2
    • 3
    • 4
    • 5

    Absolutely wonderful experience. The Cibula Group made the process so simple and easy to do. Kyle and Matt Cibula were great to work with. After applying for a mortgage on nine different occasions in my lifetime, I found this experience by far the easiest and smoothest of all.

    • 1
    • 2
    • 3
    • 4
    • 5

    A very easy process from start to finish. United Home Loans was upfront and communicative which made the navigating the process painless.

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10